• Why has this notice been issued?
• What is this lawsuit about?
• Why is this a class action?
• Why is there a proposed settlement?

Why has this notice been issued?

The Court sent you this notice because you have a right to know about a proposed settlement of a class action lawsuit, and about all of your legal rights and options, before the Court decides whether to approve the proposed settlement. If the Court approves it and after objections and appeals are resolved, payments will be made to class members who participate in the settlement. You will be informed of the progress of the proposed settlement.

This package explains the lawsuit, the proposed settlement, your legal rights, what benefits are available, who is eligible for them, and how to get them.

The Court in charge of the case is the state district court in the Parish of Orleans. The case is called Davis v. National Automotive Insurance Company, Docket Number 2004-1840. The people who sued are called Plaintiffs, and the company they sued, National Automotive Insurance Company (NAIC) is called the Defendant.

What is this lawsuit about?

The lawsuit claims that the Plaintiffs and other people like them were insureds of NAIC.  The Plaintiffs claim that NAIC improperly charged additional premiums when their vehicles were damaged while being operated by people who had permission to operate the vehicles.  Plaintiffs claim that NAIC violated certain laws when it charged those additional premiums.

Why is this a class action?

In a class action, one or more people called Class Representatives (in this case Barbara Davis and Ramona Lopez), sue on behalf of people who have similar claims. All these people are a Class or Class Members. One court resolves the issues for all Class Members, except for those who exclude themselves from the Class.  Judge Rosemary Ledet is in charge of this class action.